How about a little personal responsibility?
January 25, 2010
I am growing very tired of commercials offering to either fix “bad credit” or offering to get loans in spite of “bad credit.” This includes the car dealerships which actually promise that they never say “no” to anyone. (I wonder what the interest rates are on those loans!)
The people who say “I have bad credit” have it all wrong. They need to take ownership of the problem and stop acting as if someone gave them bad credit. They should stand up tall and say “I am a bad credit risk.” After that, they should STOP BORROWING MONEY and PAY BACK WHAT THEY OWE!
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Along the same lines, are the tax attorneys who can make your 250K of debt to the IRS turn into $25. What the hell is that all about? The commercials depict the people being screwed by the IRS when in fact…the reverse is true. And how do you forgo paying the IRS for years? I wanna get on board that train.